PERSONAL ACCIDENT/HEALTH INSURANCE

Life Insurance

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.

Personal Accident Insurance provide a lump sum payment up to the Sum Insured when the Life assured passes away or suffer permanent disability as a result of accident.

This product policy is 24hrs worldwide cover. It is targeted at providing a lump sum payment to the family or assured when the bread winner is unable to provide for the family due to accident.

This product policy can be enhanced to cover Temporary Total/Partial Disability, Medical Expenses, TCM, and Hospital Income Loss.